Your Next Move Starts With a Clear Plan.
Whether you’re upsizing, downsizing or looking for a different lifestyle, your next move brings two decisions together: selling the home you have and finding the one that fits what comes next. There isn’t always one right answer. We’ll help you work through the options, one step at a time.
What could your current home sell for?
We’ll look at comparable homes, current competition, and the details that make your property different. A realistic range gives you a starting point for planning.
Understand your equity and next-home budget
Your sale price is only part of the picture. Work with your mortgage professional to account for the mortgage balance, selling and purchasing costs, available savings, and the financing for your next home.
Buy first or sell first?
Selling first gives you a clearer picture of your available funds, but may create pressure to find the next home. Buying first can give you certainty about where you’re going, but brings the risk of carrying two homes. We’ll talk through your comfort level, available options, and the market for each property.
Bring the timing together
Completion dates, possession, moving arrangements, and any temporary accommodation all matter. We’ll build a timeline around your family and coordinate with the professionals involved.
Ask your lender about mortgage porting
Before committing to a move, ask your lender whether your mortgage can be transferred to a new property, what conditions and time limits apply, and what happens if you need additional financing. Confirm the details for your mortgage directly with them.
Find the home that fits your next chapter
Your next home might mean more space, fewer stairs, less upkeep, room for visiting family or a different neighbourhood. We’ll help you separate must-haves from nice-to-haves and compare the tradeoffs.
Thinking About Downsizing?
Moving to a smaller home is about finding the right fit for your next chapter. We can help you compare layouts, accessibility, storage, outdoor space and the upkeep you want to take on.
If you’re considering a condo or townhome, we’ll help you understand the building, strata documents and ongoing costs alongside your sale and moving plans.
Let’s Talk Through Your Options
You don’t need to have everything figured out before reaching out. Tell us where you are now and what you’d like your next home to feel like.
